{"id":1232,"date":"2026-10-23T06:19:10","date_gmt":"2026-10-22T23:19:10","guid":{"rendered":"https:\/\/hrz.vn\/smart-banking-2026-ngan-hang-buoc-vao-giai-doan-ai-niem-tin-so-tro-thanh-tai-san-cot-loi\/"},"modified":"2026-10-23T08:57:43","modified_gmt":"2026-10-23T01:57:43","slug":"smart-banking-2026-ngan-hang-buoc-vao-giai-doan-ai-niem-tin-so-tro-thanh-tai-san-cot-loi","status":"publish","type":"post","link":"https:\/\/hrz.vn\/en\/smart-banking-2026-ngan-hang-buoc-vao-giai-doan-ai-niem-tin-so-tro-thanh-tai-san-cot-loi\/","title":{"rendered":"Smart Banking 2026: Ng\u00e2n h\u00e0ng b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n AI, ni\u1ec1m tin s\u1ed1 tr\u1edf th\u00e0nh t\u00e0i s\u1ea3n c\u1ed1t l\u00f5i"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><strong>T\u1ea1i H\u1ed9i th\u1ea3o v\u00e0 Tri\u1ec3n l\u00e3m Smart Banking 2026 di\u1ec5n ra \u1edf H\u00e0 N\u1ed9i ng\u00e0y 22\/10, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u1ea5n m\u1ea1nh tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o ph\u1ea3i t\u1ea1o ra gi\u00e1 tr\u1ecb th\u1ef1c ch\u1ea5t, \u0111\u1ed3ng th\u1eddi \u0111i c\u00f9ng qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng tr\u01b0\u1edbc gian l\u1eadn ng\u00e0y c\u00e0ng tinh vi.<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Theo VietnamPlus, s\u1ef1 ki\u1ec7n n\u0103m nay l\u00e0 l\u1ea7n th\u1ee9 b\u1ea3y, do Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ph\u1ed1i h\u1ee3p v\u1edbi T\u1eadp \u0111o\u00e0n IEC t\u1ed5 ch\u1ee9c d\u01b0\u1edbi s\u1ef1 b\u1ea3o tr\u1ee3 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. Ch\u1ee7 \u0111\u1ec1 xoay quanh ba tr\u1ee5 c\u1ed9t: AI, ni\u1ec1m tin kh\u00e1ch h\u00e0ng v\u00e0 kh\u1ea3 n\u0103ng ch\u1ed1ng ch\u1ecbu s\u1ed1. Quy m\u00f4 s\u1ed1 h\u00f3a c\u1ee7a ng\u00e0nh \u0111\u00e3 r\u1ea5t l\u1edbn: h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng x\u1eed l\u00fd kho\u1ea3ng 100 tri\u1ec7u giao d\u1ecbch thanh to\u00e1n m\u1ed7i ng\u00e0y v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb kho\u1ea3ng 1,2 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng; \u1edf m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng, h\u01a1n 95% giao d\u1ecbch di\u1ec5n ra tr\u00ean k\u00eanh s\u1ed1.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Ph\u00e1t bi\u1ec3u ch\u1ec9 \u0111\u1ea1o, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c Ph\u1ea1m Ti\u1ebfn D\u0169ng cho r\u1eb1ng \u1ee9ng d\u1ee5ng AI kh\u00f4ng th\u1ec3 d\u1eebng \u1edf th\u1eed nghi\u1ec7m m\u00e0 ph\u1ea3i g\u1eafn v\u1edbi chi\u1ebfn l\u01b0\u1ee3c, d\u1eef li\u1ec7u, quy tr\u00ecnh, con ng\u01b0\u1eddi v\u00e0 qu\u1ea3n tr\u1ecb. \u00d4ng \u0111\u1ec1 ngh\u1ecb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u1ef1c hi\u1ec7n nghi\u00eam quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 an to\u00e0n v\u00e0 qu\u1ea3n l\u00fd r\u1ee7i ro khi d\u00f9ng AI. V\u0103n b\u1ea3n n\u00e0y, theo th\u00f4ng tin li\u00ean quan \u0111\u01b0\u1ee3c b\u00e1o n\u00eau, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 15\/11\/2026, bao g\u1ed3m c\u1ea3 n\u1ed9i dung b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i kh\u00e1ch h\u00e0ng.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Khi giao d\u1ecbch s\u1ed1 t\u0103ng, ni\u1ec1m tin \u0111\u01b0\u1ee3c xem l\u00e0 t\u00e0i s\u1ea3n quan tr\u1ecdng nh\u1ea5t. Ng\u00e0nh ng\u00e2n h\u00e0ng \u0111ang \u0111\u1ea9y m\u1ea1nh \u0111\u1ecbnh danh, x\u00e1c th\u1ef1c, l\u00e0m s\u1ea1ch d\u1eef li\u1ec7u v\u00e0 c\u1ea3nh b\u00e1o s\u1edbm giao d\u1ecbch b\u1ea5t th\u01b0\u1eddng. C\u01a1 quan qu\u1ea3n l\u00fd y\u00eau c\u1ea7u n\u00e2ng b\u1ea3o m\u1eadt \u1ee9ng d\u1ee5ng v\u00e0 trao cho kh\u00e1ch h\u00e0ng c\u00f4ng c\u1ee5 t\u1ef1 b\u1ea3o v\u1ec7 t\u00e0i kho\u1ea3n, ch\u1eb3ng h\u1ea1n \u0111\u1eb7t th\u1eddi gian ch\u1edd v\u1edbi l\u1ea7n chuy\u1ec3n ti\u1ec1n \u0111\u1ea7u ti\u00ean t\u1edbi ng\u01b0\u1eddi nh\u1eadn m\u1edbi. \u0110\u1ea1i di\u1ec7n doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7 StreamCube k\u00eau g\u1ecdi x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng ch\u1ed1ng gian l\u1eadn to\u00e0n di\u1ec7n, c\u00f3 s\u1ef1 ph\u1ed1i h\u1ee3p gi\u1eefa c\u01a1 quan qu\u1ea3n l\u00fd, l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng, ng\u00e2n h\u00e0ng v\u00e0 nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u1ede g\u00f3c \u0111\u1ed9 doanh nghi\u1ec7p, TPBank chia s\u1ebb h\u00e0nh tr\u00ecnh chuy\u1ec3n t\u1eeb s\u1ed1 h\u00f3a quy tr\u00ecnh sang th\u00f4ng minh h\u00f3a h\u1ec7 sinh th\u00e1i, v\u1edbi 18 tri\u1ec7u kh\u00e1ch h\u00e0ng v\u00e0 99,5% giao d\u1ecbch qua k\u00eanh s\u1ed1. Khu tri\u1ec3n l\u00e3m quy t\u1ee5 h\u01a1n 40 nh\u00e0 cung c\u1ea5p trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc, gi\u1edbi thi\u1ec7u gi\u1ea3i ph\u00e1p AI t\u1ea1o sinh, t\u00e1c nh\u00e2n AI, qu\u1ea3n l\u00fd d\u1eef li\u1ec7u, \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y v\u00e0 ph\u00f2ng ch\u1ed1ng gian l\u1eadn.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">G\u00f3c nh\u00ecn Horizon<\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi x\u00e3 vi\u00ean v\u00e0 c\u1ed5 \u0111\u00f4ng HTX Horizon, xu h\u01b0\u1edbng n\u00e0y mang hai th\u00f4ng \u0111i\u1ec7p. Th\u1ee9 nh\u1ea5t, giao d\u1ecbch t\u00e0i ch\u00ednh c\u1ee7a h\u1ee3p t\u00e1c x\u00e3 v\u00e0 th\u00e0nh vi\u00ean s\u1ebd ng\u00e0y c\u00e0ng nhanh, r\u1ebb v\u00e0 thu\u1eadn ti\u1ec7n h\u01a1n nh\u1edd AI, m\u1edf ra c\u01a1 h\u1ed9i s\u1ed1 h\u00f3a thanh to\u00e1n, qu\u1ea3n l\u00fd d\u00f2ng ti\u1ec1n v\u00e0 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p. Th\u1ee9 hai, r\u1ee7i ro l\u1eeba \u0111\u1ea3o tr\u1ef1c tuy\u1ebfn c\u0169ng t\u0103ng t\u01b0\u01a1ng \u1ee9ng. Horizon khuy\u1ebfn ngh\u1ecb c\u00e1c th\u00e0nh vi\u00ean b\u1eadt \u0111\u1ea7y \u0111\u1ee7 t\u00ednh n\u0103ng b\u1ea3o m\u1eadt tr\u00ean \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng, x\u00e1c minh k\u1ef9 m\u1ecdi y\u00eau c\u1ea7u chuy\u1ec3n ti\u1ec1n b\u1ea5t th\u01b0\u1eddng v\u00e0 chu\u1ea9n h\u00f3a d\u1eef li\u1ec7u k\u1ebf to\u00e1n \u2014 n\u1ec1n t\u1ea3ng \u0111\u1ec3 h\u01b0\u1edfng l\u1ee3i t\u1eeb c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh th\u00f4ng minh trong th\u1eddi gian t\u1edbi.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em>Ngu\u1ed3n: VietnamPlus \u2013 <a href=\"https:\/\/www.vietnamplus.vn\/smart-banking-2026-gan-ung-dung-ai-voi-niem-tin-khach-hang-post1143536.vnp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.vietnamplus.vn\/smart-banking-2026-gan-ung-dung-ai-voi-niem-tin-khach-hang-post1143536.vnp<\/a><\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>T\u1ea1i Smart Banking 2026 di\u1ec5n ra \u1edf H\u00e0 N\u1ed9i ng\u00e0y 22\/10, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc nh\u1ea5n m\u1ea1nh tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o ph\u1ea3i t\u1ea1o gi\u00e1 tr\u1ecb th\u1ef1c ch\u1ea5t, \u0111i c\u00f9ng qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng tr\u01b0\u1edbc gian l\u1eadn.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[18,41],"tags":[42,43,44,45],"class_list":["post-1232","post","type-post","status-publish","format-standard","hentry","category-tin-chuyen-nganh-en","category-tin-tuc-en","tag-an-toan-so-en","tag-chuyen-doi-so-en","tag-ngan-hang-en","tag-tri-tue-nhan-tao-en"],"acf":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts\/1232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/comments?post=1232"}],"version-history":[{"count":1,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts\/1232\/revisions"}],"predecessor-version":[{"id":1240,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts\/1232\/revisions\/1240"}],"wp:attachment":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/media?parent=1232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/categories?post=1232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/tags?post=1232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}