{"id":1233,"date":"2026-10-23T06:19:03","date_gmt":"2026-10-22T23:19:03","guid":{"rendered":"https:\/\/hrz.vn\/ngan-hang-dong-loat-ha-lai-vay-toi-2-nam-co-hoi-von-re-cuoi-nam-cho-doanh-nghiep-va-hop-tac-xa\/"},"modified":"2026-10-23T08:57:39","modified_gmt":"2026-10-23T01:57:39","slug":"ngan-hang-dong-loat-ha-lai-vay-toi-2-nam-co-hoi-von-re-cuoi-nam-cho-doanh-nghiep-va-hop-tac-xa","status":"publish","type":"post","link":"https:\/\/hrz.vn\/en\/ngan-hang-dong-loat-ha-lai-vay-toi-2-nam-co-hoi-von-re-cuoi-nam-cho-doanh-nghiep-va-hop-tac-xa\/","title":{"rendered":"Ng\u00e2n h\u00e0ng \u0111\u1ed3ng lo\u1ea1t h\u1ea1 l\u00e3i vay t\u1edbi 2%\/n\u0103m: C\u01a1 h\u1ed9i v\u1ed1n r\u1ebb cu\u1ed1i n\u0103m cho doanh nghi\u1ec7p v\u00e0 h\u1ee3p t\u00e1c x\u00e3"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><strong>Th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn \u0111\u00e3 c\u00f4ng b\u1ed1 gi\u1ea3m l\u00e3i su\u1ea5t cho vay s\u1ea3n xu\u1ea5t, kinh doanh t\u1eeb 1,5\u20132%\/n\u0103m, k\u00e8m c\u00e1c g\u00f3i t\u00edn d\u1ee5ng h\u00e0ng ch\u1ee5c ngh\u00ecn t\u1ef7 \u0111\u1ed3ng \u00e1p d\u1ee5ng \u0111\u1ebfn cu\u1ed1i n\u0103m 2026. \u0110\u00e2y l\u00e0 t\u00edn hi\u1ec7u t\u00edch c\u1ef1c cho c\u00e1c ch\u1ee7 th\u1ec3 kinh doanh nh\u1ecf \u0111ang c\u1ea7n v\u1ed1n l\u01b0u \u0111\u1ed9ng m\u00f9a cao \u0111i\u1ec3m.<\/strong><\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Theo B\u00e1o \u0110i\u1ec7n t\u1eed Ch\u00ednh ph\u1ee7, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 \u0111\u1ec1 ngh\u1ecb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng h\u1ea1 \u00edt nh\u1ea5t 0,5%\/n\u0103m l\u00e3i su\u1ea5t ti\u1ec1n g\u1eedi k\u1ef3 h\u1ea1n t\u1eeb 6 th\u00e1ng tr\u1edf l\u00ean, \u0111\u1ed3ng th\u1eddi gi\u1ea3m 1,5\u20132%\/n\u0103m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi s\u1ea3n xu\u1ea5t, kinh doanh v\u00e0 c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean, trong khi v\u1eabn ph\u1ea3i gi\u1eef an to\u00e0n h\u1ec7 th\u1ed1ng. Ngay sau ch\u1ec9 \u0111\u1ea1o n\u00e0y, h\u00e0ng lo\u1ea1t nh\u00e0 b\u0103ng \u0111\u00e3 \u0111\u01b0a ra ch\u01b0\u01a1ng tr\u00ecnh c\u1ee5 th\u1ec3.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u1ede nh\u00f3m ng\u00e2n h\u00e0ng c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc, Vietcombank cam k\u1ebft h\u1ea1 t\u1ed1i thi\u1ec3u 2% l\u00e3i vay t\u1eeb th\u1eddi \u0111i\u1ec3m c\u00f4ng b\u1ed1 \u0111\u1ebfn h\u1ebft n\u0103m; VietinBank v\u00e0 Agribank c\u0169ng gi\u1ea3m t\u1edbi 2%\/n\u0103m. Agribank c\u00f2n d\u00e0nh 70.000 t\u1ef7 \u0111\u1ed3ng cho ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i k\u00e9o d\u00e0i \u0111\u1ebfn n\u0103m 2028, v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n 1\u20132%\/n\u0103m so v\u1edbi m\u1eb7t b\u1eb1ng c\u00f9ng k\u1ef3 h\u1ea1n. BIDV tri\u1ec3n khai g\u00f3i kho\u1ea3ng 100.000 t\u1ef7 \u0111\u1ed3ng t\u1eeb ng\u00e0y 15\/10\/2026 cho kho\u1ea3n vay ng\u1eafn h\u1ea1n b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam, k\u1ef3 h\u1ea1n t\u1ed1i \u0111a 6 th\u00e1ng, l\u00e3i su\u1ea5t kh\u1edfi \u0111i\u1ec3m t\u1eeb 6%\/n\u0103m.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Kh\u1ed1i ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n c\u0169ng v\u00e0o cu\u1ed9c. LPBank gi\u1ea3m 1,6\u20132%\/n\u0103m l\u00e3i vay v\u1edbi kho\u1ea3n gi\u1ea3i ng\u00e2n m\u1edbi ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t, kinh doanh ng\u1eafn h\u1ea1n, \u00e1p d\u1ee5ng to\u00e0n h\u1ec7 th\u1ed1ng \u0111\u1ebfn 31\/12\/2026, \u0111\u1ed3ng th\u1eddi h\u1ea1 l\u00e3i huy \u0111\u1ed9ng. ACB gi\u1ea3m 1,5\u20132% tr\u00ean bi\u1ec3u l\u00e3i su\u1ea5t v\u00e0 cho vay doanh nghi\u1ec7p; tr\u01b0\u1edbc \u0111\u00f3, ch\u01b0\u01a1ng tr\u00ecnh gi\u1ea3m 1% c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 gi\u1ea3i ng\u00e2n kho\u1ea3ng 5.000 t\u1ef7 \u0111\u1ed3ng. \u0110\u1ed1i t\u01b0\u1ee3ng h\u01b0\u1edfng l\u1ee3i \u0111\u01b0\u1ee3c n\u00eau r\u00f5 g\u1ed3m n\u00f4ng, l\u00e2m, th\u1ee7y s\u1ea3n, nh\u00e0 \u1edf x\u00e3 h\u1ed9i, h\u1ea1 t\u1ea7ng, n\u0103ng l\u01b0\u1ee3ng, c\u00f4ng ngh\u1ec7 chi\u1ebfn l\u01b0\u1ee3c, c\u00f9ng c\u00e1 nh\u00e2n, h\u1ed9 kinh doanh v\u00e0 doanh nghi\u1ec7p si\u00eau nh\u1ecf c\u1ea7n v\u1ed1n l\u01b0u \u0111\u1ed9ng ho\u1eb7c m\u1edf r\u1ed9ng s\u1ea3n xu\u1ea5t.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">M\u1ed9t s\u1ed1 li\u1ec7u \u0111\u00e1ng ch\u00fa \u00fd \u0111\u01b0\u1ee3c Vietcombank \u0111\u01b0a ra: doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba chi\u1ebfm kho\u1ea3ng 98% t\u1ed5ng s\u1ed1 doanh nghi\u1ec7p nh\u01b0ng ch\u1ec9 n\u1eafm kho\u1ea3ng 20% d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng. Kho\u1ea3ng c\u00e1ch n\u00e0y cho th\u1ea5y vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t m\u1edbi l\u00e0 m\u1ed9t n\u1eeda b\u00e0i to\u00e1n; n\u1eeda c\u00f2n l\u1ea1i l\u00e0 kh\u1ea3 n\u0103ng \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n vay c\u1ee7a c\u00e1c \u0111\u01a1n v\u1ecb quy m\u00f4 nh\u1ecf. C\u01a1 quan qu\u1ea3n l\u00fd c\u0169ng \u0111\u01b0\u1ee3c cho l\u00e0 s\u1ebd xem x\u00e9t \u0111i\u1ec1u ch\u1ec9nh ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u1edbi ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u gi\u1ea3m l\u00e3i, nh\u1eb1m b\u1ea3o \u0111\u1ea3m k\u1ef7 lu\u1eadt th\u1ecb tr\u01b0\u1eddng.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">G\u00f3c nh\u00ecn Horizon<\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">V\u1edbi x\u00e3 vi\u00ean v\u00e0 c\u1ed5 \u0111\u00f4ng HTX Horizon, \u0111\u00e2y l\u00e0 th\u1eddi \u0111i\u1ec3m n\u00ean r\u00e0 so\u00e1t l\u1ea1i c\u01a1 c\u1ea5u n\u1ee3 vay v\u00e0 k\u1ebf ho\u1ea1ch v\u1ed1n qu\u00fd IV. C\u00e1c kho\u1ea3n vay ng\u1eafn h\u1ea1n ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t, kinh doanh c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u00e0m ph\u00e1n l\u1ea1i theo m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t m\u1edbi, gi\u00fap gi\u1ea3m chi ph\u00ed t\u00e0i ch\u00ednh v\u00e0 c\u1ea3i thi\u1ec7n bi\u00ean l\u1ee3i nhu\u1eadn. Tuy v\u1eady, c\u01a1 h\u1ed9i ch\u1ec9 \u0111\u1ebfn v\u1edbi \u0111\u01a1n v\u1ecb c\u00f3 h\u1ed3 s\u01a1 minh b\u1ea1ch: b\u00e1o c\u00e1o t\u00e0i ch\u00ednh r\u00f5 r\u00e0ng, ph\u01b0\u01a1ng \u00e1n kinh doanh kh\u1ea3 thi v\u00e0 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng t\u1ed1t. Horizon khuy\u1ebfn ngh\u1ecb c\u00e1c th\u00e0nh vi\u00ean ch\u1ee7 \u0111\u1ed9ng li\u00ean h\u1ec7 ng\u00e2n h\u00e0ng giao d\u1ecbch, so s\u00e1nh c\u00e1c g\u00f3i \u01b0u \u0111\u00e3i v\u00e0 t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf li\u00ean k\u1ebft c\u1ee7a h\u1ee3p t\u00e1c x\u00e3 \u0111\u1ec3 n\u00e2ng s\u1ee9c th\u01b0\u01a1ng l\u01b0\u1ee3ng tr\u01b0\u1edbc khi c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh k\u1ebft th\u00fac v\u00e0o cu\u1ed1i n\u0103m.<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em>Ngu\u1ed3n: B\u00e1o \u0110i\u1ec7n t\u1eed Ch\u00ednh ph\u1ee7 \u2013 <a href=\"https:\/\/baochinhphu.vn\/ngan-hang-dong-loat-giam-lai-suat-tiep-suc-san-xuat-kinh-doanh-102261019165709338.htm\" target=\"_blank\" rel=\"noopener\">https:\/\/baochinhphu.vn\/ngan-hang-dong-loat-giam-lai-suat-tiep-suc-san-xuat-kinh-doanh-102261019165709338.htm<\/a><\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn \u0111\u00e3 c\u00f4ng b\u1ed1 gi\u1ea3m l\u00e3i su\u1ea5t cho vay s\u1ea3n xu\u1ea5t, kinh doanh t\u1eeb 1,5\u20132%\/n\u0103m, k\u00e8m c\u00e1c g\u00f3i t\u00edn d\u1ee5ng h\u00e0ng ch\u1ee5c ngh\u00ecn t\u1ef7 \u0111\u1ed3ng \u00e1p d\u1ee5ng \u0111\u1ebfn cu\u1ed1i n\u0103m 2026.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[18,41],"tags":[46,47,44,48],"class_list":["post-1233","post","type-post","status-publish","format-standard","hentry","category-tin-chuyen-nganh-en","category-tin-tuc-en","tag-hop-tac-xa-en","tag-lai-suat-en","tag-ngan-hang-en","tag-tiep-can-von-en"],"acf":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts\/1233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/comments?post=1233"}],"version-history":[{"count":1,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts\/1233\/revisions"}],"predecessor-version":[{"id":1239,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/posts\/1233\/revisions\/1239"}],"wp:attachment":[{"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/media?parent=1233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/categories?post=1233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hrz.vn\/en\/wp-json\/wp\/v2\/tags?post=1233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}